1. fill out
the on-line sign-up form which consists of
Your basic information (name, address, contact info by click on Online
2. Fax over your Supporting Documentation 877-369-1727
Please fax the following 5 items:
- Clear copy of your Driver's License
- Current Voided check or Bank Deposit Slip
- Copy of Phone Bill for the contact number you have provided us
- Two proofs of ownership for the Properties you are renting
3. We'll send your User ID & Password
Why do I have to Provide my Information?
In order to provide you with highly sensitive and extremely
Information such as a Credit Report, we do need to verify your identity.
Requested documents are not only required by City credit, but by
Credit Repositories and under the FCRA law. City Credit maintains
not be shared
Or disclosed to any outside Parties or Agencies. In addition, your information
will be used
Solely for Verification of Identity and Account Activation Purposes, and
it will be stored in safe place.
How do I know that my information
will be secure once I fax it?
City Credit does not use conventional fax machine,
instead we use secure computer server to receive all your supporting documents..
City Credit makes every effort to keep your documents
Please note that all faxes, images, attachments must be
clear, complete and legible. If any portion of your transmission is not
clear, our secure server will reject the document and it will not be delivered
to our membership department
Please assume that unless you receive a specific "Documents
Received" email with a confirmation number beginning with #DR and
numeric code, your documents have NOT been received.
If you do not receive the confimation email within 24
hours, please email us at firstname.lastname@example.org
Again, you must always have a "Documents Received" code
as proof that we sucessfully received all your documents.
Please note that as a credit reporting agency we are required
to stay in compliance with bureau regulations. For this reason, we reserve
the right to request updated documents at any time throughout the duration
of your account.
Is Your Web Site Secure? Will
you share my Information?
Yes, our site is secure. We have a 128 bit encryption secure site. Because
of this we are
Proud to say that we have not encountered any security problems or issues
with all of
Their clients, so your information will not be shared or disclosed to
Agencies or parties. In addition, your information will be used solely
Verification of identity and account activation purposes.
Do I have to Apply every time
I want to check a Credit Report? Do I have to fax Documentation every
time I check a credit Report?
No. Once you receive a User ID & Password from us, you are a member
Membership fees apply) & you will have access to our system 24hours
a day, 7
Days a week.
How do I Verify the Authenticity
of Your Company?
We are national certified reseller for Transunion, Equifax.
We've in background screening industry since 1987, and provide credit
reports to Banks and lenders and Mortgage brokers nationwide.
Our home page offers a description & brief background and history
of City Credit. You may also click on Better Business Bureau rating-Click
Here . You can also e-mail us at email@example.com
To request further information.
Does the Credit Report come from
all Three Major Credit Agencies?
The credit report price is $15.95 per bureau. Only one
bureau is included in each package.our company has access to all three
bureaus. Equifax however does not allow home based business to access
Will I receive a Score on the
Yes. Unlike other companies, the credit reports we provide are Full Credit
Reports complete with a FICO score, as opposed to a summarized credit
With minimal information.
Will I understand the Credit Report?
Yes, the credit report is provided in an easy to read format. You may
A “How to Read a Credit Report” form from us. In addition,
if you purchase one
Of our money-saving packages, you will receive a Free Decision Making
Consultation. You could email to
What does the Credit Report FICO
or Emprica Score mean?
The Credit score ranges from 400 to 850. The higher the score, the lower
The Lower the score, the higher the risk of renting to that prospective
This score is determined by using formulas developed by Fair, Isaac &
The mathematical formula used evaluates the information on the credit
(payment history, length of history, amount owed, etc) and then compares
patterns of past credit reports.
What do I need from My Tenant in
order to request the Credit Report?
You must obtain a signed authorization from your applicant
with below following:
-Full Legal Name
- Social Security Number
- Current Address
If you are also requesting a Criminal Background check you will also need
Date of Birth. To make sure you receive accurate credit report, you must
get a copy of your tenant's ID and Social Security Card.
What is a Site Inspection?
A site inspection is when a licensed inspector, approved by the major
credit bureaus, visits your home to verify the following: (1) your identity—that
is verify your name, address, and that the documentation that you provided
to us is accurate and legitimate (2) that the consumer credit files will
be pulled from a safe and secure location as well as stored and/or disposed
of properly (password protected computer, locked file cabinet, shredder,
etc) (3) that you operate in a legal manner and are not operating an unauthorized
business (i.e credit counseling/repair, collections, private investigator,
bail bondsman, etc) The fee for a Site Inspection is $75
When is a Site Inspection required?
A site inspection is required if you will be requesting a full credit
report from TransUnion or Equifax (please note: Equifax will not be available
to home-based businesses even with the site inspection) Without the site
inspection, you are still able to set up an account with us and receive
Recommendation Credit Report and full access to all of the other services:
Eviction search, Criminal check, Tele-check, Verification Service, Applicant
Is there any membership fees or monthly
There is no membership or monthly fees. You only pay for the services
that you purchase. However, if a site inspection is required the site
inspection fee is $75.
How do we pay for the report?
We accept VISA, MasterCard, American Express
Will I get a receipt for my purchase?
yes, you will
receive an email receipt instantly when you order the report. Please
check your inbox thoroughly, sometimes these may be sent to your
"junk" mail filter. Receipts cannot be regenerated, this
is the only receipt you will receive so please save and/or print for your
IF you have any other questions, please email to firstname.lastname@example.org